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How to Calculate a Mortgage Payment in Flagler County

Have you ever wanted to know how to calculate a mortgage payment in Flagler County? Today, on Mortgage Answers, we discuss the anatomy of mortgage payment and how you can accurately calculate your own. Mortgage payments can be broken down into 4 categories: Principle – Interest – Taxes – Insurance. Principal and Interest are based on your loan amount, interest rate, and loan term. You can figure this out with an online mortgage calculator. Taxes can be tricky, but you can visit the Flagler County Property Appraisers website to find the current property tax bill on any property in Palm Coast and the surrounding areas. The property appraiser’s site even has and property tax estimator to make things easy! Lastly, you have your insurance payment. This could include homeowners’ insurance, mortgage insurance, and possibly flood insurance. Determining the insurance portion of a mortgage payment can be the trickiest but watch my video for some pro tips on how to figure this part out.

If you have any questions at all about what your mortgage payment might be, please reach out! You can also fill out the form below for more information.


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